Directors & Officers Insurance

As a company director or senior executive, you could be held personally liable for your company's actions.

You could be sued and subject to compensation claims, damaging lawsuits and prosecutions. Even if you weren't directly involved in a decision, or you are not being paid for your role, you could be sued, putting your personal assets at risk.

The purpose of Directors & Officers liability insurance is to provide cover for legal costs and if appropriate, settlement & compensation.


Some Areas of risk for Directors & Officers

You could be personally sued and held responsible for many reasons, including:

  • Health and safety
  • Human Resource Issues
  • Data protection
  • Maintaining satisfactory accounts
  • Fraud
  • Negligence
  • Involuntary Manslaughter
  • Environmental issues


Some Areas of Directors & Officers Insurance Cover

Directors & Officers insurance can provide cover for losses resulting from wrongful acts including:

  • Representation costs where a Director or Officer is legally required to attend an inquiry or investigation in relation to the affairs of the corporation
  • Legal costs & expenses in the defence & investigation of a Directors & Officers claim
  • Any compensation required to be paid by the insured in order to dispose of a Directors & Officers claim

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