Business Pack Insurance
Whether you're a sole trader or the owner of a small or medium-sized business, if you are in the business of selling goods to the public, such as a retail shop, restaurant, cafe, office or hotel, it is important that you have an insurance policy that protects you against everyday risks.
An insurance business pack typically provides cover for your buildings and contents if they are accidentally damaged by a defined event, such as fire, storm, impact damage, accidental damage, vandalism or malicious damage. A business pack will also usually include public & product liability insurance.
By 'packaging' your business insurance into a 'business pack' you can potentially cover many of the risks your business faces in the one policy.
Your business pack insurance or 'Bizpack' can cover the most common insurances you need to run your business in one flexible policy. By grouping and underwriting several risks together, insurers may offer better premiums and terms than if individual policies were purchased.
Typical elements of many business pack insurance policies:
- Public Liability Insurance
- Product Liability Insurance
- General Property
- Cover for Contents, Machinery, Plant and Stock
Depending on your business needs you can also add glass, money, marine & cargo and business interruption into your business pack.
Our insurance broking service provides business pack insurance solutions for a range of diverse businesses.